Generally, hospital plans are the most affordable types of medical aid, as they do not offer any day-to-day benefits. But bear in mind that the most affordable medical aid plan may not be the most appropriate one for you. In most cases, hospital plans are ideal for young, healthy members who do not have any dependants, and whose medical requirements are minimal. However, members with young children (who may require frequent paediatric check ups, vaccinations, medication, etc.), as well as individuals with chronic ailments or medical conditions may find it more affordable to take out a medical aid plan that also offers day-to-day benefits.