Can my children and I be on different plans?

February 15, 2016

No. Children must be on the same plan as their parent(s)/guardian(s). However, if the whole family is on a more costly plan because one person has a chronic illness or special medical need, consider putting family members on different plans in order to reduce your overall medical aid costs. For example, if one parent has a chronic illness, consider putting the other parent and the children on a simpler, more affordable plan.