Medical aid quotes: Essential points to consider
Before you choose a medical aid option, it’s important to get a range of medical aid quotes to ensure that the price matches your budget, and that the level of cover suits your needs.
By simply browsing the internet, you can get several medical aid quotes in just minutes. Most established medical aid companies have informative websites that provide the details of their medical cover, and which enable you to get online quotes in just a few steps. You can also compare medical aids using an online comparison tool, or you can contact a broker. In fact, getting medical aid quotes has never been easier – which also means that it’s never been quite so tricky to choose the right one!
Continue reading to learn more about finding medical aid quotes and choosing the right one. Alternatively, get medical aid quotes from an expert consultant now.
Getting medical aid quotes and choosing the right one
The easiest and quickest way to get medical aid quotes is by visiting the website of the medical aid company you’re interested in. Send them an email or fill in the quote form, and they’ll send you the prices (and possibly the list of benefits) of the option(s) you’ve requested. You could also phone the company, or you could use an online tool to compare medical aids.
Now for the important part: Choosing the right option from all the medical aid quotes in front of you! First of all, be wary of choosing the cheapest option just for the sake of saving a few bucks. Remember that during a time of illness or emergency, you’ll want the best cover you can afford. Don’t regret not spending those extra few rands!
Hospital or comprehensive medical aid quotes?
Next, assess the level of cover of each option. If you’re a healthy, single person who seldom gets sick but wants to be covered in the event of an emergency, then consider a hospital plan. These medical aid quotes are usually more cost effective than comprehensive quotes, and they’re sufficient for people who don’t require much day-to-day medical care.
However, if you have a young family, you’ll probably want to consider a comprehensive plan. Children generally need to visit the doctor more frequently than adults, and they may also require vaccinations or medication. Adults who are frequently ill should also consider a comprehensive plan, while those with chronic conditions should think about getting a plan that will cover their medical needs.
The best medical aid quotes
Consumers often ask for the “best” medical aid quotes, but such a thing doesn’t really exist. The best medical aid for you is the one that matches both your budget and your cover requirements. If you’re still unsure about which option is ideal for you, why not chat to a medical aid consultant, who is experienced in advising people on the most appropriate medical aid for their needs?
Selfmed offers a range of medical aid options, and is also on hand to provide guidance and information. Contact us today to chat about your medical aid needs, or get medical aids quotes directly via our site.